Crypto account funding
If you have a Robinhood Instant account, you’ll typically get instant access to up to $1,000 of your buying power to trade crypto.
If applicable, the remaining money that’s not instantly available will be available in your account after normal settlement times.
With Robinhood Gold, you’ll have instant access to your funds up to your Gold tier amount. Any additional funds will be available in your account after normal settlement times.
For Robinhood Crypto, funds from stock, ETF, and options sales become available for buying within 3 business days. However, limited cash deposits and all proceeds from crypto sales are generally available to instant accounts immediately.
You can’t use Margin buying power to purchase crypto.
Robinhood Crypto may limit access to instant deposits at any time. We’ll let our customers know if and when we make updates to Instant deposit availability.
Crypto bought with instant funds can be transferred after normal settlement times, unless you have equivalent holdings in the account. To view your transfer history, pending transfers, and their estimated landing dates, go to Account → History.
Check out About Instant Deposits for more details.
Crypto held as a capital asset will be taxed as property, and subject to capital gains and losses. Your tax documents will include these transactions during tax season. Check out Crypto tax FAQ for details. Consult a tax professional for tax-related questions.