Future You

The 10 Top US Cities Where a $100,000 Salary Goes the Furthest

Here are the top 10 US cities where a six-figure salary goes the furthest.

Beale Street in Memphis, Tennessee.

Photographer: Nina Westervelt/Bloomberg
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For many, reaching a six-figure salary is a watershed moment, yet it’s an illusory milestone: In reality, your take-home pay is much lower after taxes and factoring in the sky-high cost of living in many major cities. That’s especially true with slowing wage gains and nearly two years of persistent inflation.

So where should you live if you want to maximize your salary? Consider Memphis, Tennessee. SmartAsset, a consumer-focused financial information provider, analyzed 76 of the largest US cities to see where $100,000 goes furthest, and the “Home of the Blues” topped the list with a take-home pay of a little over $86,000.